Legal

Terms of Service.

The rules of the road for using Apex Swipe.

Last updated: [Date]

These Terms are governed by the laws of India. By using Apex Swipe, you agree to the jurisdiction of courts in Bengaluru, Karnataka.

01

Acceptance of terms

By accessing or using Apex Swipe, you agree to be bound by these Terms of Service. If you do not agree, do not use the platform.

02

Eligibility

You must be at least 18 years old, hold a valid Aadhaar and PAN, and be a resident of India to use Apex Swipe.

03

Account registration

KYC is required for all accounts. You must provide accurate, current information and maintain only one account per person. You are responsible for all activity on your account.

04

Buyer obligations

  • All picks placed are binding.
  • Payment must be completed at checkout via UPI.
  • You must provide an accurate Indian shipping address.
  • You agree to confirm delivery promptly or raise disputes within 48 hours.
05

Seller obligations

  • Listings must be accurate and disclose all material flaws.
  • Items must ship within 48 hours of payment.
  • Shill picking, fake accounts, and any manipulation of picks is strictly prohibited.
  • Sellers may not list any prohibited item (see next section).
06

Prohibited items

The following are not permitted on Apex Swipe: weapons, drugs, counterfeits, hazardous materials, live animals, tobacco, alcohol, ivory, wildlife products, and anything illegal under Indian law.

07

Fees and payouts

Apex Swipe charges a flat 8% commission on sold lots. Payouts are made via UPI on delivery confirmation. TDS will be deducted as required under Indian tax law.

08

Apex Shield and disputes

Funds for every transaction are held in escrow. Buyers may open a dispute within 48 hours of delivery with photo or video evidence. Auto-resolution applies to clear-cut cases; complex cases are reviewed by a human within 72 hours. Refunds are issued to the original payment method.

09

Intellectual property

You retain ownership of content you upload. By posting, you grant Apex Swipe a non-exclusive, worldwide, royalty-free license to display and distribute it on the platform.

10

Acceptable use

  • No harassment, hate speech, or illegal content.
  • No fraud, scraping, or pick manipulation.
  • No attempts to bypass Apex (e.g. moving deals off-platform).
11

Suspension and termination

Apex Swipe may suspend or terminate accounts that violate these Terms. You may appeal by emailing trust@apexswipe.in within 7 days of action.

12

Liability and disclaimers

Apex Swipe is a marketplace and is not the seller of record. To the fullest extent permitted by law, Apex Swipe is not liable for indirect, incidental, or consequential damages arising from use of the platform.

13

Indemnification

You agree to indemnify and hold harmless Apex Swipe and its officers, employees, and partners from claims arising out of your use of the platform or violation of these Terms.

14

Governing law

These Terms are governed by the laws of India. Courts in Bengaluru, Karnataka have exclusive jurisdiction.

15

Dispute resolution

Disputes shall be resolved through arbitration under the Indian Arbitration & Conciliation Act, 1996, seated in Bengaluru.

16

Changes to terms

We may update these Terms from time to time. Material changes will be communicated with at least 30 days' notice.