Apex Shield. Buyer and seller protection, on every order.
Every transaction on Apex Swipe is protected end-to-end. From the first pick to the moment it lands at your door.
Pick with confidence.
Escrow on every order.
Your money is held safely until you confirm delivery — sellers don't get paid until you're happy.
Item-not-as-described disputes.
Open a dispute with photo and video evidence within 48 hours of delivery. Auto-resolution for clear cases, human review for the rest.
Verified sellers only.
Aadhaar + PAN verified. No anonymous accounts.
Authentication on high-value lots.
Sneakers, watches, and jewellery above ₹25,000 go through third-party authentication before payout release.
Refund guarantee.
If your item never arrives or doesn't match the listing, you get a full refund. Period.
Sell without the risk.
Shill pick detection.
Our 7-layer fraud system flags suspicious picking and freezes wallets before payouts go out.
Chargeback protection.
Verified UPI flows mean fewer disputes and faster resolution.
Buyer rating system.
See a buyer's track record before you accept their pick.
Instant UPI payouts.
Funds in your bank within minutes of delivery confirmation, not 7–14 days.
Fraud, blocked at every layer.
- 01Device fingerprinting
- 02Behavioural pick pattern analysis
- 03Velocity checks
- 04Network and IP reputation
- 05Account age and verification status
- 06Wallet flow anomaly detection
- 07Manual review on flagged escalations
A clear path to resolution.
Open a dispute in-app within 48 hours.
Upload photos, video, and the original listing.
Auto-resolve in 24 hours for clear-cut cases. Otherwise, a human reviewer steps in within 72 hours.
Refund issued to your original UPI account.